Jarrah Bridge Financial Planning aims to give you peace of mind and understanding.

JB Line (1)

At Jarrah Bridge, we believe that Financial Planning doesn’t need to be complicated.

We understand that talking about money and planning for the future can be difficult. Our planners aim to give you peace of mind through simple, straight forward advice.

As members of the Certified Independent Financial Advisers Association (CIFAA), we are unattached to any financial institutions or banks. That means we decide on strategies best suited to your circumstances. We take no commissions, and have no hidden fees.

We take the trust our clients put in us very seriously, and hope you will be able to do the same.

Welcome to Jarrah Bridge.

Our Services

At Jarrah Bridge Financial Planning, we take pride in our ability to tell you the facts and develop strategies in a way you can understand. We provide an overall view of all things financial, such as:

Investment Strategies

Impacts Of The Economy


Bank Accounts

Estate Plans





Our Financial Services Guide gives a full outline of our services, and our Charging Structure can provide you with general information regarding payment.

Client Testimonials

"Annette's up to date expertise in the Financial Sector creates a trust that is rare to find. Her attention to detail with my Financial Planning portfolio can not be faulted. Her professional, ethical and caring demeanour evokes my trust and respect and I highly recommend her services."
Pauline from Perth (age 68)
"We highly recommend Annette and the team at Jarrah Bridge. They give sound and down to earth advice, are easy to contact and are always quick to respond to our questions. The transparency with fees lets us know exactly what we are paying for. We trust Annette to guide us towards a secure and comfortable retirement."
Janet (59) and Craig (67), Cunderdin

I think of Annette Sinclair as a financial advocate more than a financial advisor. I am in my 50s and earn a relatively low income yet I feel secure and confident, especially about the years ahead.

Sure, Annette has helped me to get on track to a comfortable retirement but my sense of wellbeing comes from regularly reviewing and updating all of my financial and legal affairs so that I’m well positioned no matter what happens between now and then. I am quite convinced that it’s not wealthy people who most need a financial advisor, it’s those of us that aren’t that really need someone on our side.

Louise (52), Beaconsfield
"Annette has been our financial planner for over five years. Over this time, I have found her to be the ultimate professional, and extremely knowledgeable in current products and services. The advice has allowed us to have a successful portfolio for our personal and business needs. It is a pleasure to recommend Annette as a Financial Planner."
Dale (60), Karrinyup

"In 2013 we needed financial advice heading into retirement. How much did we need and did we have enough. After our first meeting with Annette our minds were at ease.

She put together a retirement plan, which is still working for us today seven years on. Annette and her team are always there to answer any questions we may have and give simply good advice.

They fill out all the necessary forms and submit them on our behalf leaving us to enjoy life. We would highly recommend Annette and her team at Jarrah Bridge to anyone looking for sound financial advice."
Pam (72) and Graydon (72) Bayswater

"On our retirement six years ago. and after several frustrating interviews with other “Financial Planners” our accountant recommended Annette and team to manage our modest financial assets. We are delighted with our decision, and the professional management provide by Jarrah Bridge.

We have been able to maintain a very comfortable lifestyle using our allocated pension and part aged pension all due to the competent management provided by Jarrah Bridge.

Annette and Team Jarrah Bridge provides cost effective, expertise in financial planning, Centrelink and Tax department dealings in a friendly “plain talking” manner, most importantly with attention to the smallest detail. We have no hesitation in recommending Jarrah Bridge to all who require competent professional Financial Planning."
Fred (76) and Judy (73) Mundaring

"We first used Annette Sinclair as our Financial Planner 10 years back when my husband was contemplating retirement from a very stressful position.

It was incredibly helpful to have accurate information where Annette informed us of different scenarios that we were are able to take into consideration that we had not formerly considered, as we also wanted to downsize our home.

Over many years, Annette has guided us through several important milestones and issues that have then given us much peace of mind. On one such occasion, we had tried to update Centrelink with a reduction in our assets.

Centrelink made an error which resulted in a much reduced pension. Annette was able to intervene on our behalf and resolve the issue and our frustration and relief was immediate.

We sincerely appreciate your amazing effort to work through the range of issues that retirement and sound Financial advice can give to people such as ourselves.

Maurice (70) and Shelley (65), Merriwa

Meet Our Team


FOUNDER/financial planner

With over 15 years of experience in the financial industry, Annette understands that financial security comes with good planning and a responsive attitude. She believes in realistic decision making, and that things change along the way.

Having run a small business and raised a family, Annette personally knows the ups and downs of life. Plans have to be adaptable. That is the core of Annette’s advice.

Having worked with Centrelink for 15 years, she has a thorough understanding of the rules and regulations, and how to maximise your benefits. 

Annette is married, with two adult children. She enjoys exploring Australia and spending time with her family.

As Jarrah Bridge has reached a more mature stage, Annette has turned her focus to managing the business. She is not taking on new clients.

James Robinson

Financial PLANNER

James is a fully qualified financial planner, and a big part of the future of Jarrah Bridge. He has a wealth of knowledge in financial investments having completed a Business degree at Edith Cowan University with majors in Accounting and Finance.

He has travelled extensively overseas, and worked a variety of fields prior to landing on Financial Planning as his career of choice. This has given him a solid understanding of the risks and realities of everyday life to accompany his technical knowledge.

A very keen soccer player (and lover of Perth Glory), James  enjoys helping our clients plan and enjoy their retirement. He strongly believes the strength of Jarrah Bridge is in our relationships with our clients.

He is married and currently in the process of renovating his older house in the hills. His greyhound Willow can occasionally be found sleeping in his office.

van Kampen


Emily has over 15 years experience as a Financial Planner. She is passionate about helping clients understand financial strategies available to ordinary Australians, and to helping build and implement sound plans that support a secure and dignified retirement.

Emily has committed her entire working life to the financial planning industry, being actively involved since 2004. Starting out in customer service before moving to a technical role, Emily’s ongoing studies and extensive experience have developed her into the senior advisor she is today.

Emily specialises in retirement, aged pension and aged care advice.

Hilary Godde


The administrative heart of Jarrah Bridge, Hilary makes sure the office runs smoothly. She is often your first point of contact, and is always ready to help. She also makes sure the client lolly jar is full!

With a strong background in customer service and many years of Centrelink experience, Hilary will always be able to point you in the right direction. Although not a Financial Planner herself, she has been a part of the industry for a decade, and will be able to understand your needs.

Happy, bubbly, and ready to share a joke, Hilary has travelled extensively both within Australia and overseas and is happy to share her experiences. She is married, with two adult children, several grandchildren, and a multitude of grand-doggies.

Johanna Jones


Jo is part of the Administration team with Hilary, so she will often answer the phone as well.

She looks after more of the “accounts” and other “paperwork” and is our keeper of the compliance requirements.

Like Hilary, Jo is not a financial planner, but has also worked in finance related industries for many years.

Jo has enjoyed overseas travelling and like us all, she is a keen dog lover.

A country girl at heart, Jo’s current hobby is learning to sew and doing all things “crafty”.

Michelle Smith


Michelle is part of the Administration team with Hilary, so you will often hear Michelle on the phone.

Like Hilary, Michelle is not a financial planner, but has worked in a variety of customer service roles throughout her career.

Michelle has two adult sons, and enjoys reading, and taking her dog Brutus for walks.

Get In touch

43 Victoria Street, Midland WA 6056

+61 8 9250 2056

+61 8 9274 7535


AFSL 536661

Making a Complaint

We endeavour to provide you with the best advice and service at all times. If you are not satisfied with our services, then we encourage you to contact us. Please call us, send us an email or put your complaint in writing to our office.
We aim to resolve complaints immediately. Where this is not possible, we will acknowledge the receipt of your complaint within 48 hours. We will then explain our process to resolve your complaint and tell you who will handle your complaint.
If you are not satisfied with our response after 30 days, you can lodge your complaint with the Australian Financial Complaints Authority. You can contact AFCA on 1800 931 678 or via their website www.afca.org.au.  AFCA provides fair and independent financial services complaint resolution which is free to consumers.